SIMPLE, ALIGNED PRICING

Clarity should pay for itself.

Start free. Upgrade when ixpend becomes part of how you make decisions, plan together and protect what matters.

For your first clearer decisions

Free

USD0/ month

Free forever

Get started with the core ixpend experience—without connecting a bank.

  • 5 ixpend Checks each month
  • One active financial goal
  • Core financial calculators
  • Manual financial snapshot
  • Decision history
Join for free

For couples and households

Family

USD10/ month

$119 billed annually

Plan together, protect private spending and make shared decisions with confidence.

  • Everything in Plus
  • Two adult profiles
  • Shared goals and obligations
  • Private personal spending
  • Household decision workflow
  • Children’s education plans
Choose Family

For complex lives and projects

Pro

Custom

Tailored to your needs

Advanced planning for property, construction, business, retirement and cross-border finances.

  • Everything in Family
  • Complex project planning
  • Multi-currency planning
  • Advanced FIRE modelling
  • Priority support
  • Human financial review options
Talk to us
Early-access pricing

All prices are in US dollars. These launch plans may evolve with the product, with advance notice for early members.

COMPARE PLANS

Choose the clarity you need.

What’s includedFreePlusFamilyPro
ixpend Checks5 / monthUnlimitedUnlimitedUnlimited
Active goals1UnlimitedUnlimitedUnlimited
Scenario comparisons
Weekly briefing
Salary-day plan
Statement imports
Household profiles2 adultsCustom
Shared goals
Private personal spending
Complex project planning
Multi-currency planning
Human review options

No bank connection required

Start with a manual snapshot and add more information only when you are comfortable.

No commission-led rankings

A partner payment will never improve the financial recommendation you see.

Cancel without friction

Paid plans will be easy to change or cancel from your account.

PRICING FAQ

A few useful answers.

Can I use ixpend for free?

Yes. The Free plan includes core checks, calculators and one active goal.

Can I change plans later?

Yes. You will be able to upgrade, downgrade or cancel as your needs change.

Why is Pro custom-priced?

Complex projects and optional human reviews vary significantly. Pro pricing will reflect the planning and support you actually need.

Are these prices final?

They are launch pricing for the planned product and remain subject to validation before paid subscriptions open.